Interested Party Contribution (IPC)
Limits by Loan Type
a.k.a. - Seller contribution, seller rebate, realtor rebate, builder contribution, 3rd party contribution
Effective date: April 1, 2024
Each lending agency places limits on the amount for funds an interested party to the transaction can give the buyer to assist in buying the home. Interested parties are usually sellers, real estate agents, and builders. Below is a quick reference.
* Except for FNMA HomePath properties, which can be up to 6%
** In addition to the 4%, the VA will allow additional seller paid amount towards costs that are normally paid by sellers in the subject property area.
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